Were We Being Sold a Lemon? Analysing the distributional implications for those Labour’s proposed social insurance scheme would have covered

In February 2023, the Labour government announced that it was shelving its proposed income insurance scheme for now, but indicated may be revived if is re-elected in October. The proposal raised many equity and efficiency issues, including inequities of a two-tier system which favours workers who would covered by ahead others not. This article focuses on differences outcomes within insured group. Using family vignette methodology, finds scheme, layered top existing welfare provisions, have been highly regressive poor value money low- middle-income families.